Course Overview

This specialized course is designed to empower credit underwriters and loan evaluators with the knowledge and skills necessary to make informed lending decisions. By delving deeply into the components of a Credit Information Report (CIR) and understanding the nuances of the CIBIL score, participants will be better equipped to assess the creditworthiness of borrowers.

Key Takeaways

• Gain a comprehensive understanding of the structure and elements of a Credit Information Report (CIR).
• Learn how to interpret and analyze the CIBIL score and its impact on lending decisions.
• Understand the significance of various credit parameters and their influence on the overall credit profile of a borrower.
• Develop the ability to identify potential red flags and risk factors in a borrower’s credit history.
• Enhance decision-making skills by integrating CIR and CIBIL score analysis into the credit evaluation process.